Showing posts with label What is my home worth?. Show all posts
Showing posts with label What is my home worth?. Show all posts

Monday, January 6, 2014

Wells, Water Quality and Residential Water Testing






Wells, Water Quality and Residential Water Testing

In urban and suburban areas where municipal water supplies are the norm, water quality is consistent from one home to the next. In more rural areas, however, water supplies must be carefully assessed to be sure they meet standards of healthfulness and abundance year-round. Springs and wells can be wonderful water sources, but certain tests should be performed before you commit to buying a home with an independent water supply.

Well Water Quality and Safety

According to the Environmental Protection Agency, about 15 percent of American homes are supplied by private water sources. Privately owned wells are not governed by the EPA, so homeowners must be particularly proactive about ensuring the quality of well water. If you're considering buying a home that uses a well as its primary water source, it's advisable to insist that the well water be tested. Well water quality varies widely and can be contaminated by a variety of harmful particles, including:
Microorganisms like bacteria, viruses, and parasites
Radioactive elements like uranium or radium
Radon, a gas produced by decaying uranium
Nitrates and nitrites from fertilizer or natural sources
Heavy metals, including lead
Excessive fluoride
Animal waste
Industrial wastes
Household contaminants
It's important to make sure private well water is safe to drink; if you're considering a home with well water, you should find out whether testing has been performed.


Lead and Water Supplies

While lead in the soil has been known to contaminate well water, it's more commonly present because of lead pipes in the home's plumbing supply. Lead may also be present in some well water pumps, and in the past, lead wool or lead shot was sometimes added to wells to keep out sand. Steps have been taken to reduce lead exposure in U.S. residences since the mid-1900s, but older systems still warrant examination. The EPA's Safe Drinking Water Act has made lead components illegal in drinking supply systems installed since 1988.
Lead is particularly dangerous to children, but water filters are available to remove nearly all of the lead in your drinking water. The New York State Department of Health advises running the tap until cold water emerges for drinking, cooking, or mixing formula and never using hot tap water to cook.


Water Supply Testing

When considering the purchase of a home with a private well, asking the seller about the quality of the water may not be enough. Sellers may be unaware of any problem with the home's water and may not have had the water tested for invisible, tasteless contaminants. Some well water has an "off" taste that's attributable to perfectly healthy, natural minerals, while other well water can taste great but contain enough bacteria to make you sick. The only way to determine if water is safe is to get it tested.
The EPA publishes a brochure describing when a homeowner should get drinking water tested and how to find a certified laboratory. 



For homes connected to municipal water supplies, buyers can contact municipalities and ask for water quality reports. Water suppliers must provide residents with an annual water quality report and are required by law to update customers when water quality changes. According to the EPA's Public Notification Fact Sheet, residents must be notified within 24 hours when the water has an issue that is an immediate threat to health.


Water Rationing and Storage

Changes in the seasons can affect well water supplies as groundwater levels rise and fall. If your home is in a region where this is a common occurrence, well water may need to be rationed at certain times of the year or supplemented with water stored in tanks or cisterns. Cleaning, disinfecting, and strategically locating tanks and cisterns so that they will not collect groundwater and runoff are all important parts of a water storage system. The University of Kentucky Cooperative Extension Service points out that when rainwater is collected for human consumption, it should come from a system that includes a washed roof, leaf guards, an optional (but helpful) sand filter, and a routinely sanitized cistern. Water that has been stored without treatment is notsafe for drinking, cooking, or brushing teeth.
Municipal water supplies can be affected by seasonal drought, which may result in periods of water rationing. Water rationing can have an effect on garden landscaping; if your new home is in a drought-prone area, you may want to consider xeriscaping, a form of landscaping that uses drought-resistant plants.


Flooding and its Effect on Well Water Quality

In addition to dealing with water shortages, homeowners can have supply issues when water is too abundant. In regions that flood, rising water can wash agricultural, household, and industrial contaminants into the water supply.
The EPA advises getting professional assistance to inspect your well after a flood, noting that "wells that are more than 10 years old or less than 50 feet deep are likely to be contaminated even if there is no apparent damage." In addition to inspecting the pump, cap, and hardware for signs of debris and damage, homeowners should have an electrician check the pump's control box and wiring system after a flood.
The EPA process for emergency disinfection of flooded wells ends with a very important final recommendation: Get your water sampled and tested! Without testing, it is impossible to guess what bacteria or contaminants might have gotten into your well. Frequent retesting is advised when there's been a significant rise in floodwaters.
When it comes to protecting your family, the quality of water from a private well matters just as much as the quality of water from a municipal supply. In the case of a house supplied by well water, you have more personal responsibility for testing. With a simple test, you can learn whether the water you'll be drinking is pure, clean, and safe.


Sunday, January 5, 2014

Remodeling YOUR Bathroom On A Budget

Saturday, December 7, 2013

Condos In Anchorage Alaska Under $200,000


WHY A CONDO? (See Condo Listings Below)

A condominium is a form of ownership in which owners share an interest in common areas, such as parking structures and shared yards, and hold title separately to their individual units. Owners are members of a homeowners' association, or HOA, which enforces and amends the association rules and regulations. Depending on your personal preferences, there are advantages to buying a condo instead of a house.

Costs

A condominium generally costs less than a similarly located and sized single-family home. Because the overall cost is lower, both the monthly mortgage payment and the property taxes will be lower. Even with the HOA fees, which are used for maintenance of shared features like landscaping, your total monthly carry costs may be lower.

Mortgage Requirements

Lenders will actually help you understand whether a complex you want to buy into has a stable financial environment or not. They will look at the HOA reserve fund and the percentage of units occupied by owners as opposed to tenants. They will also look at the insurance coverage if it is maintained by the HOA instead of individual condo owners. If any one of these areas is not up to their standards--usually requiring a reserve fund consistent with the HOA rules, more than 50 percent owner occupancy and insurance that will at minimum repay all unit mortgages, they will not lend for a unit there. This is a good thing. It will help ensure that when you do buy a condo, it will be in complex that is economically viable.

Amenities and Maintenance-Free Living

If you do not like the responsibility of keeping up the grounds around your home but enjoy lush landscaping, the HOA yard maintenance will be a feature you like. If your condo complex has a pool or other amenities you enjoy but could not afford for yourself in a single-family home, a condo may work for you. You won't have to clean the pool or check the hot tub chemicals. It will all be done for you.

Convenient Locations

If you want to live in the heart of a densely populated urban area, in close proximity to a wide array of commercial uses, a condominium may be your only choice of housing. Land values in many downtown locations are prohibitively high for the construction of single-family homes. Living in a downtown condominium will open doors to cultural and sporting events you might never consider commuting to on a regular basis.

Other Considerations

Condo complexes often have security features that very few single-family home owners could afford--everything from a gated entrance to 24-hour security guards. Additionally, because each unit is in such close proximity to others, your neighbors can serve as eyes and ears even when you're away.

 
  • 2804 W 34th Avenue

    Anchorage, AK 99517

    $200,000

    • 3 
    • 2 
    • 1232 
    •  Active
    •  13-16011
    Great Turnagain Area 3 BR,2 full BA Condo w/ 2 car garage. Step out to a deck & fenced yard. Heat included in dues. Fireplace & open LR/Kitchen w/ din...
    Listing Office: RE/MAX Dynamic PropertiesAlaska
  • 13216 Old Seward Highway

    Anchorage, AK 99515

    $199,500

    • 2 
    • 1.5 
    • 1421 
    •  Active
    •  13-16449
    Searching for a great S. Anch location? Check out this townhouse style condo in sought-after Cedar Park: numerous upgrades in recent yrs, including ...
    Listing Office: Jack White Real Estate Eagle RiverAlaska
  • 1621 Elcadore Drive

    Anchorage, AK 99507

    $199,500

    • 3 
    • 2 
    • 1224 
    •  Active
    •  13-13137
    South Anch. T/H with vaulted ceilings done in tongue & grove pine, lots of light, stunning mountain views, open bar from kitchen to living area. 2 bed...
    Listing Office: Jack White Real EstateAlaska
  • 1241 Denali Street

    Anchorage, AK 99501

    $199,000

    • 2 
    • 2 
    • 972 
    •  Active
    •  13-12410
    You won't want to miss this super Chic condo within walking distance of downtown Anchorage. Every surface in this condo has been updated from the clea...
    Listing Office: Keller Williams Realty Alaska GroupAlaska
  • 1200 I Street

    Anchorage, AK 99501

    $199,000

    • 1 
    • 1 
    • 858 
    •  Active
    •  13-16107
    Downtown Living Without The Price.Nicely updated south facing condo across from New Sagaya.Elevator building for your convenience.Large one bdroom con...
    Listing Office: RE/MAX Dynamic PropertiesAlaska
  • 1946 Beaver Place

    Anchorage, AK 99504

    $197,000

    • 2 
    • 1.5 
    • 1218 
    •  Active
    •  13-15802
    This is a must see! 2 Bedrooms, 1.5 Bath townhouse style condo with spectacular views of Cheney Lake & the Chugach Mountains. Backs up to park land wi...
    Listing Office: Keller Williams Realty Alaska GroupAlaska
  • 10191 Nantucket Loop

    Anchorage, AK 99507

    $192,500

    • 2 
    • 1.5 
    • 1080 
    •  Active
    •  13-14355
    Delightful Independence Park townhome with garage. Updated Kitchen & appliances, open living area, and spacious BBQ deck leading to the private & fenc...
    Listing Office: RE/MAX Dynamic PropertiesAlaska
  • 1114 Latouche Street

    Anchorage, AK 99501

    $192,000

    • 2 
    • 2 
    • 1074 
    •  Active
    •  13-16236
    Live close to downtown in this beautiful Town home with an Open floor plan, custom, high end finish work throughout. Hand laid tile and laminate wood ...
    Listing Office: RE/MAX Dynamic PropertiesAlaska
  • 238 Deerfield Drive

    Anchorage, AK 99515

    $191,000

    • 3 
    • 2.5 
    • 1424 
    •  Active
    •  13-16891
    Wonderful 3 Bedroom, 2.5 Bathroom property off Klatt Road in South Anchorage. The warm and inviting floor plan offers lovely laminate floors, and a w...
    Listing Office: Keller Williams Realty Alaska GroupAlaska
  • 5235 E 26th Avenue

    Anchorage, AK 99508

    $190,000

    • 3 
    • 2.5 
    • 1664 
    •  Active
    •  13-16053
    Short Sale Oppurtunity! 3 story townhouse located close to JBER! Oversized garage with storage closet, open living area with gas fireplace with back...
    Listing Office: Keller Williams Realty Alaska GroupAlaska
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Alaska Multiple Listing Service The listing content relating to real estate for sale on this web site comes in part from the IDX Program of Alaska Multiple Listing Service, Inc. (AK MLS). Real estate listings held by brokerage firms other than Malcuit Duo - Keller Williams Realty Alaska Group are marked with either the listing brokerage's logo or the AK MLS logo and information about them includes the name of the listing brokerage. Malcuit Duo - Keller Williams Realty Alaska Group does not display the entire AK MLS IDX Listing Content Database on this web site. The listings of some real estate brokerages have been excluded. Last Updated Dec 7, 2013 4:00:am. All information is deemed reliable but is not guaranteed and should be independently verified for accuracy. Copyright 2013 Alaska Multiple Listing Service, Inc. All rights reserved.

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